Nepo vs LAPO calculator
The server rolls your start — you don’t get a vote. Pick a result and see exactly what your first week costs. Prefer the full breakdown? Read the Nepo vs LAPO guide →
Week-one dispatch
No reroll| Start | Starting cash | Weekly fixed bills |
|---|---|---|
| 🕶️ Nepo Baby | 500,000 | 0 |
| 🧾 LAPO Baby · Mushin | 76,000 | 14,400 |
| 🧾 LAPO Baby · Yaba | 96,000 | 18,000 |
| 🎓 UNILAG Fresher | 14,000 | 1,200 |
What the calculator shows
Your weekly fixed bills are rent plus any loan repayment. A Nepo Baby pays neither (Daddy covers the rent), a LAPO Baby pays rent plus a ₦12,000 weekly loan instalment, and the UNILAG Fresher pays only ₦1,200 rent. The table above compares each start side by side.
For the full breakdown — Nepo packages by city, all six LAPO homes, and the ₦72,000 loan schedule — read the Nepo vs LAPO guide.
Birth lottery FAQ
What is the Lagos Life birth lottery?
The server rolls your starting background — Nepo Baby, LAPO Baby or UNILAG Fresher — and there is no reroll button.
How much cash does a LAPO Baby start with?
₦76,000 in Mushin or ₦96,000 in Yaba, including a ₦60,000 loan with ₦72,000 owed in total.
How much are the weekly bills for each start?
Nepo pays ₦0 (Daddy covers rent), LAPO pays ₦14,400 in Mushin or ₦18,000 in Yaba, and the UNILAG Fresher pays ₦1,200.
Which start is best?
Nepo Baby has the easiest first week, but LAPO and Fresher learn every skill 25% faster — the long game closes the gap.